All Types of Loans in Patna – DSA Partner Services | Anisha Associates
Get fast, hassle-free access to a wide range of loan products through our trusted Direct Selling Agent (DSA) network. As authorized partners of leading banks and NBFCs, we help you secure the best loan deals for personal, business, property, and vehicle financing needs, with expert guidance, transparent processes, and minimal documentation.







Why Choose Us as Your Loan Partner?
- Wide Network of Lenders: As a certified DSA, we connect you with multiple banks and NBFCs, ensuring competitive interest rates and flexible repayment terms.
- Fast Approvals and Disbursal: Streamlined application process with quick credit assessment and same-day in-principle approvals for eligible customers.
- End-to-End Assistance: From document preparation and eligibility checks to sanction and disbursal, we handle every step.
- Transparent Pricing: Clear breakdown of interest rates, processing fees, and charges, no hidden costs or surprises.
- Local Expertise in Patna: Deep understanding of lending requirements and documentation for Patna-based salaried, self-employed, and business clients.
Happy Clients
Years of Experience
Associated CAs
Types of Loans We Facilitate (Secured & Unsecured Loans)
Home Loan
Finance the purchase, construction, or renovation of residential property with competitive interest rates starting from 8.40% per annum. Loan amounts up to 80-90% of the property value with tenures ranging from 15 to 30 years.
Loan Against Property (LAP)
Unlock the value of your residential, commercial, or industrial property to meet personal or business needs. Lenders offer 50-80% of the property's market value with flexible repayment terms.
Vehicle Loan
Finance new or used two-wheelers, cars, and commercial vehicles with loans covering up to 85% of the ex-showroom price. The vehicle serves as collateral until full repayment.
Gold Loan
Pledge gold jewelry or ornaments to secure quick funds. Interest rates range from 8-18% per annum with flexible repayment options—EMI-based or interest-first structures.
Gold Loan
Pledge gold jewelry or ornaments to secure quick funds. Interest rates range from 8-18% per annum with flexible repayment options—EMI-based or interest-first structures.
Gold Loan
Pledge gold jewelry or ornaments to secure quick funds. Interest rates range from 8-18% per annum with flexible repayment options—EMI-based or interest-first structures.
Business Loan
Supports business expansion, working capital, inventory purchases, equipment financing, and operational expenses. Tailored for entrepreneurs, MSMEs, and self-employed professionals.
Business Loan
Supports business expansion, working capital, inventory purchases, equipment financing, and operational expenses. Tailored for entrepreneurs, MSMEs, and self-employed professionals.
Business Loan
Supports business expansion, working capital, inventory purchases, equipment financing, and operational expenses. Tailored for entrepreneurs, MSMEs, and self-employed professionals.
Medical Emergency Loan
Quick access to funds for surgeries, treatments, hospitalization, or medical bills with minimal documentation and fast disbursal.
Debt Consolidation Loan
Combine multiple high-interest debts into a single loan with a lower interest rate and simplified EMI structure for better cash flow management.
Flexi Loan
Access a pre-approved credit line and withdraw funds as needed. Interest is charged only on the amount utilized, offering maximum flexibility.
Our Loan Facilitation Process
- Consultation and Eligibility Check: We assess your financial profile, discuss loan requirements, and recommend the best-suited loan products from our partner lenders.
- Document Collection and Preparation: We provide a clear checklist and assist with gathering income proof, identity documents, bank statements, property papers, and other required documents.
- Application Filing: We submit your application online or offline to multiple lenders simultaneously for competitive offers and faster approvals.
- Credit Assessment and Sanction: Partner banks/NBFCs review your application, conduct credit checks, and issue sanction letters with approved loan amounts and terms.
- Disbursal and Handover: Upon acceptance and completion of legal formalities, funds are disbursed directly to your account or the vendor, as applicable.
This is our standard process. However, it may vary, depending on the type of loans.
What Our Clients Say

Got my home loan sanctioned within a week, excellent guidance and transparent process throughout.

They helped me consolidate three loans into one with a much lower EMI. Very professional DSA service.

Secured a business loan for my shop expansion with minimal paperwork and fast disbursal. Highly recommend!
Ready to Get the Best Loan Deal Hassle-Free?
Share your loan requirement and receive a free eligibility check, competitive quotes from multiple lenders, and end-to-end support from application to disbursal.
Frequently Asked Questions (FAQs)
A Direct Selling Agent (DSA) is an authorized intermediary between borrowers and lenders. We help you access multiple loan products, compare offers, and secure the best deal, all at no extra cost to you.
In-principle approvals can be issued within 24-48 hours for pre-approved or salaried customers with complete documentation. Final disbursal depends on property verification (for secured loans) and legal formalities.
Yes, we work with lenders who consider applicants with lower credit scores, though interest rates and loan amounts may be adjusted accordingly. Secured loans are easier to obtain with lower scores.
Home loans offer tenures up to 30 years; personal loans up to 5 years; business loans vary from 1 to 10 years depending on the product and lender.